Here's a new Master Card ad that I've come up with Sleeper class tickets to Cochin from Coimbatore - Rs. 250/- Auto fare from the city center to your house - Rs. 25/- Taking family out for a dinner in the evening - Rs. 800/- You notice that your wallet is empty; go to an ATM machie and it says "Your Card is Invalid" - Priceless Believe it or not, I had the above Master Card moment this past weekend thanks to my bank (don't want to name them for the zillionth time again) PS: Will write my ordeal in detail later.